Introduction

Welcome to Richlance International's website and direct sales program. These Terms and Conditions ("Terms") govern your use of our website, participation in our direct sales program, and interactions with our representatives or agents.

Definitions

• "We," "Us," or "Our" refers to Richlance International.
• "You" or "User" refers to any individual accessing our website or participating in our direct sales program.
• "Program" refers to our direct sales program.
• "Products" refers to digital and physical products offered through our Program.
• "Website" refers to www.richlance.com

Terms of Use

1. Acceptance: By using our Website or participating in our Program, you agree to these Terms.
2. Age Restriction: You must be at least 18 years old to participate in our Program.
3. Eligibility: Our Program is open to individuals and businesses.
4. Compliance: You must comply with all applicable laws and regulations.

Program Participation

1. Registration: To participate in our Program, you must register with accurate and complete information.
2. Membership Levels: We offer various membership levels with corresponding benefits and requirements.
3. Product Purchases: You may purchase Products through our Website or through our authorized distributors.
4. Payment Terms: Payment is due upon purchase.

Refund and Cancellation Policy

1. Refunds: No refund after registration or purchase.
2. Cancellation: You may cancel your membership or subscription at any time, but with no refund.

Intellectual Property

1. Ownership: Our Website, Program, and Products are owned and copyrighted by Richlance International.
2. Use Restrictions: You may not reproduce, distribute, or display our intellectual property without permission.

Disclaimers and Limitations

• Warranty Disclaimers: Our Products and Services are provided "as-is" without warranties.

Indemnification

You agree to indemnify and hold harmless Richlance International, its officers, directors, employees, and agents from any claims, damages, or expenses.

Termination

We reserve the right to terminate your participation in our Program or access to our Website at any time.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of the federal Republic of Nigeria.

Dispute Resolution

Any disputes arising from these Terms shall be resolved through arbitration.

Changes to Terms

We reserve the right to update these Terms. Changes will be effective upon posting.

Contact Us

For questions or concerns regarding these Terms, please contact:

Richlance International
support@richlance.com

Acceptance

By using our Website, participating in our Program, or interacting with our representatives or agents, you acknowledge that you have read, understood, and agree to these Terms.